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Insurance Restoration

Storm & Tree Strike Damage

When a tree comes through the roof, the clock starts. SCR responds fast across Snohomish, King & Skagit Counties — securing and tarping the structure, coordinating removal, and rebuilding to code. One craftsman crew from the emergency call to the final finish.

Rapid
Emergency
response
Same day
Tarp &
board-up
1 crew
Secure through
finished rebuild
Why it can't wait

An open roof gets worse every hour it stays open

A tree strike is really two emergencies at once: the structural damage from the impact, and the water damage that starts the moment the building envelope is breached. In our climate, that second problem escalates fast — rain follows the impact straight into insulation, ceilings, and framing.

That's why the first move is always to secure and tarp, not to wait for an estimate. Getting the structure closed up and stabilized protects everything underneath it and keeps a bad night from turning into a gutted home. From there, we can properly assess, coordinate removal, and rebuild.

Our process

From impact to rebuilt — one crew

01

Emergency secure & tarp

We get on-site fast to make the structure safe — tarping open roofs, boarding up breaches, and stabilizing anything at risk so weather and further collapse can’t make it worse overnight.

02

Assess & coordinate removal

We evaluate the structural damage and coordinate safe removal of the tree or limbs from the structure, working with arborists as needed so the building can be properly opened up and inspected.

03

Document & file the claim

Full photo documentation and a detailed estimate for your carrier, so the true scope of structural, roof, and interior damage is captured from the start.

04

Structural rebuild to code

We rebuild framing, roof, and interior back to code and back to the way it should be — the same craftsman crew from the emergency tarp through the final finish.

How it happens here

Storm & tree damage in Snohomish, King & Skagit Counties

Wet ground and winter windstorms are a bad combination — and it\u2019s one our region gets every year. The scenarios we respond to most:

Windstorm tree fall

Our fall and winter windstorms bring down whole trees onto roofs, garages, and additions — often on saturated ground that gives up the root ball.

Limb & branch impact

Even without a full tree fall, heavy limbs punch through roofing, skylights, and eaves, opening the structure to water.

Roof & structural breach

A strike rarely stops at the surface — rafters, trusses, and ceilings take the load and need real structural repair, not a patch.

Secondary water intrusion

Once the envelope is open, Northwest rain follows the impact in, so fast tarping and drying are part of every storm response.

Saturated-soil root failure

Weeks of rain loosen root systems; a modest gust then topples trees that stood for decades, a pattern we see every winter here.

Debris & multi-structure damage

Fences, decks, garages, and vehicles often take damage alongside the house — we scope the whole property, not just the roof.

Tree-strike damage to a Clyde Hill home roof
Tree strike
Clyde Hill home fully restored after tree-strike damage
Restored

Clyde Hill — tree-strike roof damage, fully restored

Working with your insurance

We speak insurance so you don't have to

Tree and storm claims are usually covered — but the covered scope goes well beyond the obvious roof hole. We document the full structural and interior damage and work your claim so it’s captured correctly.

  • We document the full loss with photos and readings
  • A detailed estimate your adjuster can work from
  • We work directly with your adjuster on scope
  • You typically pay only your deductible on covered work
See how the full claims process works
Service area

Storm & tree damage repair across the region

SCR Construction NW serves homeowners across Snohomish, King & Skagit Counties — from the first emergency call to the final coat of finish.

EverettMarysvilleLynnwoodEdmondsLake StevensMill CreekMonroeSnohomishMukilteoArlingtonStanwoodGranite FallsMountlake TerraceBothellKirklandRedmondWoodinvilleKenmoreSammamishDuvallShorelineCarnationMount VernonBurlingtonSedro-WoolleyAnacortes

Frequently asked questions

A tree just hit my house — what do I do first?

Get everyone out of the affected area and clear of any leaning tree or sagging roof. If it’s safe, cut power to the impacted part of the home. Then call us — we’ll get there to secure and tarp the structure and stop further damage. Take photos for your claim if you safely can.

Do you remove the tree too, or just fix the house?

We handle the structure and coordinate removal of the tree or limbs with a trusted local arborist. Either way, you get one point of contact for the whole job.

Does insurance cover tree damage to my home?

Typically yes when a tree strikes your home or a covered structure — damage to the roof and interior is usually covered, and you generally pay only your deductible. We document everything and work directly with your adjuster so nothing gets missed.

How fast can you respond after a storm?

We prioritize securing the structure — tarping and board-up — as quickly as we can so weather can’t compound the damage overnight. Call as soon as it’s safe and we’ll get moving.

Can you rebuild the whole thing, not just tarp it?

Yes. The same crew that secures your home rebuilds it — framing, roof, and interior finishes — so you’re not stitching together an emergency company and a separate contractor.

Tree through your roof right now?

Call and we’ll get there to secure the structure and stop the damage from spreading. The rebuild starts from there.